by OZO Finance | Feb 1, 2023 | Latest
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first. If you’re considering refinancing your mortgage, you’re not alone. With the rising cost of...
by OZO Finance | Jan 25, 2023 | Latest
Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application? January and February each year is typically prime...
by OZO Finance | Jan 18, 2023 | Latest
Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and getting on with a reno can be, there are certainly pitfalls to avoid. New year, new you, new reno? Renovating is exciting....
by OZO Finance | Jan 11, 2023 | Latest
Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage. Planning on giving your...
by OZO Finance | Jan 4, 2023 | Latest
Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant? We’ll fill you in on what you need to know. So you’re primed to expand your financial horizons and want to buy an investment property?...
by OZO Finance | Dec 28, 2022 | Latest
As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution keepers; the pavement pounded by brand-new sneakers. But what about shaping up your finances? There’s no denying 2022 was a...
by OZO Finance | Dec 21, 2022 | Latest
End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year. It’s time to dust off that kitsch Christmas t-shirt, deck the halls, and give Bing Crosby a spin. We hope you have the happiest of holidays and a cracking 2023....
by OZO Finance | Dec 14, 2022 | Latest
Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market? In case you missed it, from May to December the RBA lifted the cash rate from 0.10% to 3.10%. This has no doubt hit...
by OZO Finance | Dec 6, 2022 | Latest
The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023. The good news? This is it. You...
by OZO Finance | Nov 30, 2022 | Latest
Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can help show lenders you’ve got what it takes to meet mortgage repayments. With many older Australians having...